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About Us

Pan India DSA is a trusted financial services partner dedicated to connecting individuals and businesses with leading banks and NBFCs across the country. With a customer-first approach, our mission is to simplify access to loans and financial products by providing transparent, reliable, and personalized solutions. We act as an intermediary, helping borrowers explore multiple options while guiding them throughout the application process.

Our services cover a wide range of financial needs including personal loans, business loans, home loans, car loans, education loans, and loans against property. By partnering with reputed financial institutions, we ensure our clients receive competitive interest rates, faster approvals, and a hassle-free experience. Whether you are an individual looking for financial support or an entrepreneur seeking funds for business growth, we bring the right solutions to your doorstep.

What makes us stand apart is our commitment to transparency. We clearly present all charges, terms, and eligibility criteria so that you can make informed financial decisions. At Pan India DSA, we believe in building trust, maintaining long-term relationships, and offering value beyond loan facilitation. Our PAN India presence ensures that no matter where you are, we are always within your reach to assist with your financial journey.

Personal Loan Interest Rates & Applicable Charges

Annual Percentage Rate (APR)

10.99% to 28% per annum, depending on applicant profile, credit score, income & lender policies.

Repayment Tenure

Minimum 12 months to Maximum 60 months. (No loans are offered with repayment in less than 60 days.)

Processing Fee

1% – 3% of the loan amount (charged by bank/NBFC).

Other Charges

  • Late Payment: Up to 2% per month on overdue EMI
  • Prepayment/Foreclosure: 0% – 4% (as per lender)
  • Documentation/Stamp Duty: As applicable by bank/NBFC

Representative Loan Example

If you take a personal loan of ₹1,00,000 at an APR of 12% per annum for 24 months:

  • Loan Amount: ₹1,00,000
  • Processing Fee (2%): ₹2,000
  • Monthly EMI: ₹4,707 approx.
  • Total Interest: ₹12,968
  • Total Repayment (Principal + Interest + Fee): ₹1,14,968

(Values above are illustrative; actual cost depends on bank/NBFC policy and applicant profile.)

Key Disclosures (As per Google Ads Policy)

We are not a direct lender. We are an authorised DSA (Direct Selling Agent) of multiple Banks and NBFCs. All loan approvals, interest rates, charges, and disbursements are at the sole discretion of the respective financial institutions.

Repayment period is always between 12 months and 60 months. No short-term loans (less than 60 days) are offered.

Please review all loan terms, charges, and conditions carefully before applying. Borrow responsibly.

How We Work

1. Apply Online

Submit your details securely using our enquiry form.

2. Compare Offers

We provide suitable loan options from our partner Banks/NBFCs.

3. Get Disbursal

On approval, the loan amount is disbursed directly by the bank/NBFC to your account.

Our Loan Services

Personal Loan

For medical needs, weddings, travel, or emergencies.

Business Loan

Working capital and expansion support for businesses.

Home Loan

Competitive interest rates for purchase or construction.

Education Loan

Finance higher education in India or abroad.

Personal Loan for Salaried Persons

Salaried employees can avail personal loans at attractive interest rates depending on income, credit score, and employer category. Quick approvals and flexible EMIs are available through our partner banks and NBFCs.

Disclaimer: All loan-related decisions, including approval, rejection, interest rates, and charges, are at the sole discretion of the respective Bank/NBFC. We do not guarantee loan approval. Please verify all terms directly with the lender before applying.

Client's Feedback

Rahul Verma
Delhi

I had been struggling to get a personal loan approved, but Pan India DSA made the entire process simple and transparent. Their team guided me with the right documents and connected me to the best bank. Within a week, my loan was approved hassle-free. Truly reliable service!

Neha Sharma
Lucknow

Pan India DSA helped me with a home loan at a very competitive interest rate. The staff was supportive and explained everything clearly. I appreciate their professionalism and fast response. Highly recommended for anyone looking for quick loan solutions!